Hello there and welcome! My name is Jeremy and this is my money tips website.
I am here to help you out with all your finance questions and worries, I have compiled some of my best tips on the site.
If anyone wants to get in touch then please contact me.
The downturn in the economy hit hard for many people, people who let insurance claims slide when their finances were in good shape or were not that concerned with budgeting. Learn how to reap those lost rewards as well as find cheap loans and save in business and at home with my top money tips.
For information and help in reclaiming payment protection insurance (PPI), begin your search on this site. They are leaders for handling mis-selling practices by some of the most respected lenders in the United Kingdom. Mis-selling practices of over-charging have become common. They will evaluate your claim and litigate on your behalf. Most claim values are in excess of £2K. They are settled quickly and if you do not win the claim, there is no fee.
Click HERE to claim back you missold PPI today.
As of July, 2011, the lowest basic mortgage rates in the UK begin at 1.9% initially with some brokers, rising to 3.5% after two years. Money.co.uk lists the top ten cheapest interest rates for mortgages in the United Kingdom. There are numerous websites that compare mortgage brokers. An online search will help you find exactly what you need whether you are buying your first home or intending to remortgage your present home. Look for the cheapest home mortgages available and compare the details to find the best of the cheapest and the mortgage that fits your requirements.
The easiest way to find cheap car insurance is to do an online search for “Cheap Car Insurance Quotes UK”. There is no shortage of websites offing this service. You will be asked to fill out a form and the program will dig deep into their data base to find the insurance brokers that best suit your needs. Keep in mind, that a cheap insurance company does not necessarily mean it is a good one. Take that search a little further by looking for reviews of the company. Study the online presence of each company and read the fine details. There are good insurance companies out there who fit the needs of people on a budget, offering the client good value for the cost of the insurance.
Have you been struggling to open a current account? CardOneBanking.com offers a free current account, no hidden charges or credit checks on your account and it is a fast and easy sign-up with guaranteed acceptance. You can do international banking and you will have one-on-one assistance from an Account Manager. Accounts are offered in the way of free prepaid MasterCard credit cards that you top up online when necessary. This way you can control your spending. This current account is ideal to use in the UK or when traveling to other countries. Credit One Banking is a good choice for business essentials, as well as personal needs.
They offer a guaranteed approval – click here to get your current account.
If you need to re-establish credit after the recent downturn, MyCashPlus.co.uk offers free credit cards. It is an easy means to improve or establish your credit rating and you are approved instantly with no credit checks. These credit cards need to be prepaid by simply topping it up with funds. In other words, you build credit by placing funds into the MasterCard in advance of using it. And it is a letimate credit card which can be used to retrieve your cash from an ATM, make purchases where MasterCard “Gold” is accepted as well as make purchases online. Your funds are protected by this award-winning and well-respected credit builder.
NationalAccidentHelpine.co.uk is there to offer assistance to people who need to claim for injuries. This is especially useful if you were in an accident that was not your fault. The National Accident Helpline will help you file that claim and get the compensation you deserve. With the UKs No-Win-No-Fee system, the claimant does not have to pay the legal fees. If you claim through NAH and win, NAH ensures the other party pays those legal fees. They have a good reputation with numerous success stories. They offer an online claim form and you can chat with a representative.
Interest-free credit cards are cards that charge zero interest, but only for a short time. Either the interest on the balance transfer or the spending is free, but it is never based on both. If interest is charged on the balance transfer, it will not be applied to the spending in which interest will incur. Credit card companies offer a variety of interest-free programs for a period from 30 days to 12 months.
Other interest-free credit cards are cards that are prepaid. You simply top them up with funds online or at various institutions. They have become popular for both private individuals and people in business. For private individuals, they do not have to carry cash around with them when they travel or shop and they can make purchases online. It is a way to build or improve one’s credit rating. In business they are an ideal solution for employees with expense accounts that have monthly limits. Most credit card companies in the UK are essentially lenders who charge interest rates from 14.9% to 18.9% on unpaid amounts each month. If you pay in advance, you will have the same benefits a credit card offers without paying those interest rates.
If you are looking for a cheap loan, the best place to begin the search is at LoanFinderUK.co.uk. It lists nearly 300 lenders in the United Kingdom giving the borrower many choices in finding a lender that fits his needs, especially suited to those on a budget. Study the five star client evaluation on the lenders from people who have found them through the site, as well as offering honest reviews. Loan Finder is more than a catch-all of lenders. It offers insights into the world of lending as well as tips and information on what a borrower should look for.
There are many ways to save money by cutting household expenses and clearing those credit card debts. Use those prepaid credit cards to improve your credit rating instead and you will learn not to overspend or make purchases beyond your budget. Learn ways to cut your fuel bills at home as well as for your car. Cut your phone and media bills by combining them or searching for cheaper alternatives. Cut you cell phone payments by using pay-as-you-go cards. Do online searches to find the cheapest home insurance rates, but read the fine details to ensure your home is fully protected. Find last minute deals on travel, hotel expenses and theatre tickets.
Learn to think outside the box when your hard-earned money is involved. Every £1 you spend could have only cost you 60p. Research costs and contracts and do comparisons on every purchase you make and you will save money.
There are a lot of tricks and hullabaloo preached over the internet regarding saving money, figuring out the gist of insurance and applying ways in which you can save money invariably and secure your future. There are a few plans and money tips which can be used to counter expenditures when doing day-to-day activities and these plans can be used to maintain a standard income-versus spending equation so that you can save a little extra. One of the things people never think about when it comes to saving money is not using their credit card. These cards always get you into debt when you prioritize them over ready cash.
You could always cut back on fancy grocery shopping from Waitrose because we all know they taste better but they cost more. If possible, it would save you a lot of money if you only bought staple foods so that every time you left the supermarket you always had a little change left. If you are familiar with carbon tax, then you know very well that there is a price attached to it nowadays, and that is 23 dollars per tonne. Taking time to learn some money tips can assist a lot of people in cutting down excessive spending.
It is very easy to complain about working for a stingy boss who pays you peanuts, which means you cannot save up some money after all the expenses in the house have been taken care of, but what if you were your own boss? Would you still complain about the same income or would you look at it from a different perspective? There are dozens of unexplored avenues in which you could make the system work for you and money tips would not hurt the process either. Expand the ways in which you normally handle money and incorporate new ideas into your life; after all, your system hasn’t worked out that well.
It is almost impossible to do something valuable with your money if you have money fears and anxiety problems. Juggling between a tiny paycheck and the two or tree loans you are paying is hand-to-mouth living and it does not have to be so. Everyone has a genuine concern regarding their own financial future and they have a right to be. We all need to take control over our finances and secure a brighter future where we can be confident our families will not suffer. Learn the various ways in which you can change that scenario with money tips and have yourself organized and making money so that you do not just sustain an existence but grow to greater potential.